Truck accidents can be catastrophic, and when falling objects or unsecured cargo are involved, the consequences can be even more devastating. In such cases, determining who is at fault becomes critical for victims seeking justice. If you’ve been involved in an accident caused by falling cargo or debris from a truck, it’s important to understand the factors that could determine liability.

The Role of the Truck Driver

One of the primary parties that may be held accountable is the truck driver themselves. Commercial truck drivers are responsible for ensuring that their cargo is properly secured before heading out on the road. This includes checking the load for stability, securing it with proper straps or restraints, and making sure that nothing is loose or hanging off the truck.

If a truck driver fails to secure their cargo adequately and an object falls off the truck, causing an accident, the driver may be held liable for negligence. This could be due to factors like inexperience, rushing, or disregarding safety protocols.

Trucking Company Responsibility

In cases where the truck is owned by a company, the company could also bear some responsibility. Employers are required to make sure their drivers are properly trained, follow all safety protocols, and have the right equipment to secure loads. If the trucking company failed to ensure their vehicles were properly maintained or did not enforce proper loading practices, they could share the blame.

Additionally, if a company is found to be negligent in hiring or training drivers, it could be held liable under the legal concept of vicarious liability. This is when employers are responsible for the actions of their employees while they are performing their duties.

The Cargo Loader’s Role

Not all responsibility falls solely on the truck driver or the company. In some cases, the party responsible for loading the truck may be at fault. If a third-party company or individual is responsible for loading the cargo, they must ensure that the items are loaded and secured properly.

Improper loading, such as overloading the vehicle or failing to distribute the weight correctly, can lead to objects falling off during transit. If the loader’s negligence caused the cargo to fall, they could be liable for the resulting crash.

forklift driver loading pallet onto truck at factory

Vehicle Manufacturer’s Liability

Another factor that could play a role in determining fault is the vehicle itself. If the truck’s cargo area or securing mechanisms were defective or malfunctioned, the manufacturer could be held liable. For example, if the straps, tarps, or other cargo securing devices broke because of a design flaw, this could lead to a product liability claim against the manufacturer.

Let’s Review

Here’s a brief overview of the responsibilities for securing cargo in trucks:

illustration of trucks outside of warehouse

Truck Driver:

Responsible for making sure their cargo is securely fastened. If cargo falls and causes an accident due to improper securing, the driver could be liable for negligence.

Trucking Company:

Must ensure proper training for drivers and maintenance of trucks. If these are neglected, the company shares liability for incidents.

Cargo Loader:

If a third-party loads the truck, they must secure the cargo correctly. Failure to do so can lead to their liability in accidents.

Vehicle Manufacturer:

If faulty design or defects in the cargo securing equipment contribute to an accident, the manufacturer could be held liable.

Have You Been in an Accident Due to Unsecured Cargo?

If you’ve been involved in an accident caused by falling objects or unsecured cargo, it’s important to consult with a personal injury lawyer who can help you determine who is at fault and guide you through the legal process. Gathering evidence, such as photos of the scene, witness statements, and expert testimonies, can play a key role in establishing liability.

Contact Us

At Foley & Murphy, we have years of experience handling truck accident cases, and we’re here to help you get the compensation you deserve. Whether the fault lies with the truck driver, the company, or a third-party loader, we can fight for your rights and hold the responsible parties accountable.

Contact us today for a free consultation.

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